VOO - 1 WATCHERS

CVNA in s&p makes me want to sell my VOO

I've started selling stocks that have lost me money and converted them to VOO. And then I'm offsetting those loses by selling some of my higher gaining stocks (so that I don't have to pay as much taxes).

At your age, I would just buy QQQ and leave it alone for the next decade or two. Or throw half at QQQ and use the other half on individual stocks if you are the type of person who wants to actively follow individual companies on a regular basis, learn …

RDDT and GOOGL were my only non-VOO investments 🤠

I think google specifically may be a bit underpriced at this moment, they are quickly growing into becoming one of the leaders in the AI market (on both the software and hardware side of things to boot) and they have a forward P/E ratio that's below 20. The rest of …

I work a full time job and trade. Most years I make as much or more than I do from my salaried role. That said, I have a pretty decent size portfolio, which helps with the gains. As far as beating passive investing in indexes. Lmao, bro. Yes, I beat …

Forest gump came out in 94, if you bought 1k AAPL (forest bought in the movie) then and held until now, that’s like a million dollars. Concentration is good for wealth creation, and you’re right, it is risky. I invest in single stocks I like the same way I do …

You need to buy VOO and add to it every month. Look at it again in 20 years

Should have stuck to VOO

Look into META and AMZN at these valuations. People are talking about bubble and whatnot. I’d recommend start DCAing into VOO.

If you have a Roth IRA max it out first with VOO. I personally think mag7 is still very good but there might be a correction if rates aren't cut on December 10th which isn't likely so yeah it's worth buying

ATP just put 56.89 in VOO and leave it there 😭

Is it so hard to just VOO and chill. You would have been up 😂😂

coulda put it in SPY/VOO and literally just doubled it in the safest way possible lmao

22.8% YTD MWR, large cap dominant portfolio with overweight to Megacaps (META, GOOG, AMZN, UBER) and cyber security. Core holdings are VOO, VB & BRKB

What stock should I invest my HSA funds in? Here is how I currently have my funds allocated per account: * Roth IRA: SWTSX * 401k: Fidelity Mid/Small, JPMorgan Large Cap * Brokerage: QQQ I was thinking of investing into VOO, VTI or VT for my HSA account, any suggestions?

You’ve got a pretty concentrated growth/AI tilt on top of broad US and global ETFs, so your overall risk is heavily tied to large-cap tech even though VT and XLU add some diversification. One way to sanity-check your predictions is to look at what portion of your portfolio is in …

VOO + QQQ + NVDA all lean heavily into U.S. large-cap tech, so you’re right that there’s a lot of overlap: QQQ is already very concentrated in names like NVDA, and VOO also holds NVDA as a top position. That’s not automatically “bad,” but it does mean your portfolio is …

At this point, I would say yeah, NVDA (and frankly the Mag7) has already run, stick to VOO and/or QQQ (which of course also contain a crapton of NVDA/Mag7, but also a lot of other companies AI might now affect). I manage my own 18 year old’s small portfolio (Roth). …

People are giving way too much shit about how you got it. Technically a gamble with it all in two assets. I’d take it all and move it into VGSAX and VOO. Up to you on the split. Then just never touch it unless you want to try your hand …

People don't talk about overlap to be annoying, it's just because it doesn't make much sense depending on the allocations. You have a conviction about NVDA? If you are right, then you should have bought only NVDA. If you are wrong, VOO and QQQ won't save your portfolio because NVDA …

Good job mom and dad!! Too bad they didn't teach their son not to invest in only 2 extremely volatile assets, what's your plan if either of those tanks suddenly, just pull more money from the trust fund? I don't understand why you wouldn't just choose a thematic ETF with …

how i'll be adjusting my portfolio for 2026 -- and some fun predictions! As we all know, 2025 has been a great year for equities yet again, with major indices significantly outpacing historic gains. Personally, as far as an AI bubble is concerned, the market still has legs to run …

Is it Bad for me to own VOO QQQ and Nvida? I’m 18 years old, Im just starting investing and I plan on investing about $1500 a month. I know that owning VOO, QQQ, And NVDA is a stupid amount of overlap but in my first month I’ve still found …

1.5 million spread through NEOS funds. That will generate roughly 180,000 a year in dividends that are mostly ROC, so great for taxes. Then a million spread in a couple high growth etfs like VOO or maybe qqq (if you feel like gambling on the AI bubble), moving to IRA's …

Because you're better off with VOO and chill than the latter. I'm interested in value + growth

So I’m currently investing I just dabbled and I’m learning but I’ve learned that I have some redundant etfs what do you guys recommend I sell and reinvest in IVV ISHARES CO QQQ INVESCO QC QQQM INVESCO EX SCHD SCHWAB US SPAXX** FIDELITY GO SPY SPDR S&P50 SPYD SPOR SERIES …

This is something I think of a lot: It truly depends on what you’re holding. Like if you’re heavy in a recently IPO’d AI Data Center company, you could time your entry well and find yourself up 20-30%+ in the matter of days or weeks. However, in that same regard …

Stocks for the next 40 years Hey everyone, I’m 21 and have been investing since I was 16. Right now my total portfolio sits at around $27k, and I’m looking to be very intentional about what I add over the next few decades. My goal is to build positions in …

Swing trading or Long term Hold? I am a huge believer of Buffett. I started investing on 1st Jan 2025, then I started day trading (only with stocks I thought was undervalued so in case it goes down 30% I can sleep soundly). For example I bought EL at 69 …

VOO and chill

The best way to get rich is buying low cost etf funds like VOO VTI or VT and hold onto it for years and years and year

Your portfolio is a laundry list of expensive redundancies that directly contradicts your 10% return goal. Holding VTI, VOO, and VT is effectively buying the same assets three times; VTI already contains 100% of VOO, and VT contains nearly all of VTI. You are triple-dipping on the U.S. market while …

Glad I don’t know how to do this. I’ll just sit on my VOO and QQQ.

I think we won't get a pull back the rest of this year. When we get one next year I'll just buy mostly VOO and a few mag7 stocks.

I use CSPX from Blackrock. [https://www.blackrock.com/lu/individual/products/253743/ishares-sp-500-b-ucits-etf-acc-fund](https://www.blackrock.com/lu/individual/products/253743/ishares-sp-500-b-ucits-etf-acc-fund) Other popular alternatives are VOO or VWRA. They are usually Ireland domiciled. Singapore investors usually rely on those, as we pay taxes on dividends, but no cap gains tax.

VOO and live off of $140k a year

Wild how people will gamble on this and not just put their money in VOO

Sold 40 of my 50 shares. Rode from 165 to 321. I took my double and letting the rest ride. Dumb? Eh maybe, but no one ever went broke taking gains. Moved the money into FDVV and VOO.

If yall are young why don't you just let an index tracker like QQQ (NASDAQ) or VOO (S&P) rock and keep throwing money in? Timing the market does not work. An index tracker works, period.

My slightly unique macro view and a request for how to position myself: The US Government has been taking advantage of the power of the dollar to inflate their way out of debt (and to fund their pet projects) while the entire world helps pays the bill. As a result, …

50% JEPI, 30% JEPQ, 10% VOO, and 10% in cc ETF’s,..

Mainly VOO....i'm gonna take a chance and speculate on TMC, EOSE, VG, and SERV those are my risk on plays next year.

Vanguard a third of it, stock VOO OR VT/VTI. other than that, if you’ve already got your house and toys, might consider some investments in up and coming companies. Bars of silver or a h/ome you could use as a rental.

Probably nothing new. Buying dips on core positions. Good chunk of a gold ETF. Probably more NLR and IBIT if they dip further. Steady contributions to VOO and SCHD. Past few years have been mostly amazing on individual stocks but trying to get more conservative with my investments.

Some of my favorite growth and/or value stocks: VOO, VTI, GOOGL, NVDA, MSFT, AMZN, AAPL, META, MA, V.

VOO

VOO and BTC

I’ve been in the market since about 2019. I’ve bought early, sold late, held too long, didn’t hold long enough, had some big winners, and some big losers. Overall I’m up. But I’ve checked my stocks everyday. I haven’t done a ton of Due Diligence. If I were to start …

Well nothing beats VOO and chill.

ETFs have massively changed. It used to be finally a way to capture the s&p or Dow or nasdaq 100. Now ETFs can be some complex strategies put into one fund. I think investors need to be really cautious and read everything. For one, the advanced strategies don’t display nicecely …

Stop thinking so much about these things. Just buy 90% VOO and 10% UPRO and you'll probably outperform most of the regards here

>Maybe i should just give up and buy spy calls like a normal person. Forget SPY calls, just buy VOO or QQQ, add/dca these whenever you have money. visit r/investing

VOO or VTI keep it simple, no extra science

First of all don’t do options until you have a few years of market experience, YOU WILL LOSE betting on options without knowing what you are doing and if you do win and make money off doing 0 DTE SPY, VOO or QQQ options you simply GOT LUCKY!

toss it into VOO now and let it sit, an HSA is basically long-term money. If you ever need to spend from it sell whatever shares you need and the cash moves back into the spendable side.

VOO (Vanguard’s S&P 500 ETF) has a gross expense ratio of **0.03%**. No minimum investment. https://www.etf.com/sections/etf-basics/vanguard-funds-voo-vs-vfiax-comparison-guide The JPMorgan Equity index Class A, the equivalent, has a gross ER of **0.65%** and minimum investment $1000. https://am.jpmorgan.com/content/dam/jpm-am-aem/americas/us/en/literature/fact-sheet/us-equity/FS-EIND-A.PDF This can cost you **thousands of dollars or more** in your lifetime.

These people were dead silent when Google was down and now after run up are chanting Google Google. I had bought Google then and now it's fairly valued. Just buy VOO now and let the market decide

You can come back from this dood. All jokes aside. Your life is worth more than 60K. Relax. Re-evaluate and maybe stick to indexing VOO going forward for the rest of your life. By the time you reach retirement swings like this will happen from small % moves and you …

Not financial advice, just what I’ve seen work for a lot of people: Lump sum vs DCA usually comes down to comfort. Statistically lump sum tends to win because the market goes up more often than it goes down, but DCA is totally fine if it helps you avoid second …

4 months into investing, didn’t realize I can invest my HSA dollars- recommendations? In the past several months I’ve started learning about investing and opened a brokerage account, but have had an HSA for more than a dozen years, just sitting there. Myself and my employer add cash each year, …

So I teach my nieces who are not working yet to invest 10% of their deposits to VOO. The rest stays cash SPAXX (Fidelity). If they want to invest more they can. They know when they start working they will auto buy VOO a weekly basis. They know they will …

You should be proud of yourself. Just hold less cash and add more to your VOO & stocks.

60% VOO, 40% nuclear energy stocks (OKLO, LEU. CEG, VST, VRT, NNE, SMR)

In a retirement account (no tax hit), swapping VOO to VTI is fine but the difference is minimal. VTI adds mid/small caps (20% of the fund). VOO is pure large-cap S&P 500 (80% of VTI). They track closely - 10-year difference is usually <0.5% annually. Historically, small/mid caps outperform in …

Is it worth selling VOO and buying VTI in retirement accounts? I have about $1.9mm invested with $900k of that in retirement accounts. I have 70% in US ETFs and 30% in non-US ETFs (IXUS). For the 70% in US ETFs the vast majority (probably 80%) is in VOO, with …

twenty years is a long time. I'm not a huge fan of these positions usually but I'd have to go GLD, VOO and VXUS. Individual stocks are just out of the question.

If you were forced to hold only three positions for the next 20 years, what would they be? Pretty much title. I am wondering what high conviction stocks everyone has. I would probably go with GOOGL (solid growth, domination is many verticals), TSM (growing chip demand and diversified customers) and …

I've got some VOO and NVDA in my Roth, and 100% in FBCGX in my 401(k). 25 years old.

Setting child oil for successful investing. * should say “ Setting child up for successful investjng* So I’m working on helping get my daughter (18) set up for investing, and I’d like to get a sanity check if this is optimal or not. She’s currently a college student with no …

Trying to time the market doesn't work because you have to be "right" so many times in a row; it's just not going to happen. Don't forget you need to be "right" on both entry and exit each time. Just look at YTD chart of VOO. It's subjective, but I …

Just learn to buy auto. Get a Fidelity account and setup weekly auto buys. Doesn’t matter what you do, stocks or QQQM or VOO. Hopefully you panic sold in a Roth so at least you’re not just paying taxes for fun. But you sell only when you have something urgent …

What if he had just bought VOO?

If this were my mess (and it *has* been, lol), I’d think of it in tiers: * **7.7% student loan** = basically a guaranteed, risk-free 7.7% “negative return”. That’s high. I’d be very tempted to kill that first, fast. * **5.5% truck** = not horrible but still chunky. After the …

401k is just VOO, VEA, VWO. IRA is FXAIX/FZILX/AVUV/RPV/AVDV/DFIV

VOO, VTI, VXUS, QQQ, SMH, and VT all at the same time.

Shouldn’t we be saying how much we have in these? I feel like it’s arbitrary in a way otherwise. Like saying I have 100k in VOO or 50k VOO and 50k NVDA is very different

10k reserved for 0dtes and options. 30k in SPXL, 40k in VOO/VT. 10k on vacation and traveling, 10k into savings

VOO VXUS Gldm Sgov Nvda Bnd

30% - VOO (Vanguard S&P 500) 20% - VUG (Vanguard Growth) 15%- VO (Vanguard Mid-Cap) 20%- VXUS (Vanguard Total International) 15% - VB (Vanguard Small-Cap)

Doubling your money (+100%) is worse returns than if you’d just have invested in VOO (+158% since 3/1/2020).

Depends on your risk tolerance. At your rate there's no obvious 'free money' trade, but many decent ETF's will reliably provide returns well over 6%. I personally would prioritize emergency fund savings first, and once you have a six month emergency fund divert to VOO or VUG (or a mix …

If its your first time buying stocks, you should build a small collection of ETFs first. To get a foundation in your portfolio. Individual stocks are mostly gambling, especially at the beginning. Look up VOO.

$SPY Uptrend research I built a small script to analyze $SPY and back-test how long its uptrends usually last. The average streak is about 2–3 days, and the normally its just 1 day. Of course longer streaks do happen. Spy impacts the whole market, so being able to identify the …

SPX, SPY, VOO. From hereos to zeroes in a year. Weve got companies in this sector gaining trillions in mkt cap in under a year. If we go back to 1993 there was never really a time where tech and industry were in such an explosive state of growth thanks …

Small Caps or S&P 500? Where are you investing to maximize returns? I have concentrated in Mag 7, Al, quantum and military tech / electric aero this year. To diversify and gain exposure to other market sectors, I'm thinking of adding (not moving) with VOO and / or a specialized …

Just trying to see what others would do with a decent amount saved but with debt... I am trying to get a general consensus on what people make of my situation and what other people would do. Not pulling the trigger on anything, just getting some different perspectives. 37 Year …

You're 24, making $95k, and already thinking long-term, you're already ahead of most people. Solid foundation with Roth IRA + 401k. Stick with VOO or broad ETFs for the bulk ($800-900 monthly). Individual stocks are tempting, but a few companies drive the outsized returns. VOO captures all of them. Individual …

Use SGOV instead of HYSA. Buy whatever of those ETFs you like, just do it auto and weekly if you can. The best plans don’t rely on self discipline. Sell only when you have an urgent expense to pay for. If you want to switch the auto, that’s fine: VOO …

Use SGOV instead of HYSA. Buy VOO auto and weekly. Whatever you can afford after having emergency fund. Sell only when you have an urgent expense to pay for. That’s it. That’s all you really need to know. Your 401ks should be sp500, your Roth can have some stocks if …

Index fund (VT, VTI, VXUS, VOO, SPUU if you want to get frisky). Stay liquid, get larger gains (in all likelihood) and retire a few years earlier than you would have with a paid off house as well as a massive pile of cash

$50k seems like a lot, but if that makes you feel safe then that's fine. Put the rest in VTI or VI or VOO, whatever.

Good thing your young. Stick with DRIP into VOO youll be rich by retirement

I have an eTrade Roth IRA, which does not do fractional shares except for dividend reinvestment. Most of my money is in VOO and VUG. I don't have enough left over to get any more of those, so I put as much of the leftover as I could into USFR …

Yes, I would absolutely choose $50k in VOO over GOOG. I'm old enough to have gone through the dot com bust when I was a teenager. If you're asking this question, I assume you aren't old enough to remember the dot com boom. Do you even remember the 2008 GFC? …

Minimal risk: HYSA, SGOV, Treasury Direct, CDs Historically dependable but has risk: VOO, DIA, VTI, ect. Plow money into saving while you can -- establish your emergency fund, max those tax advantaged accounts, pay yourself first, save for your next car, save for a down payment on a house

I started in QQQ for my first 25k. Decided it would be a drop in my end goal bucket so just buying VOO now.

Have two kids 1 and 4, I’d make a $38k deposit to each of their 529’s - all in VTI or VOO. Would provide a good cushion for college when the time comes. The remaining $28k, all on my 10yr wedding anniversary - whatever the wife wants. Then if I’m …

24 beginning my investing journey Hi all, As the title says I am 24 starting my journey in investing and have a few questions. I currently make ~ 95k and live at home with parents, I don’t pay rent, but I do pay $1000/ month towards my car payment (took …

let me get this straight. you are talking shit about "boomer index funds" while leveraging yourself into EDV, VTI and VOO? VOO and VTI has so much overlap I dont even know why you're doing that to begin with. second, I applaud you for being "safe" and using those ETF's …

VOO/VTI and VXUS

Half SGOV half VOO

There is a TON of overlap between VOO and QQQ. You could dump QQQ and increase VOO to 75% (for example) and then the other 10% in international. You will see a minimal actual weighting change in your portfolio. Your concentration of major tech stocks will drop, but not by …

Sadly, I keep a list with sold prices, current price, and how much more i would have if i didn't sell. Yes. I am a masochist. And none of these are "kinda regret", they are full "please God, let me go back in time so i can prevent this". ABBV …

You're young. Go 35% QQQ. 30% VOO. 10% VT. 10% VXUS. 10% BIL. 5% IBIT.

1/2 of each. Keep your diversity and increase it with, if nothing else, a stake in the S&P (SPY or VOO)

If he is crying selling his shares it sounds like he is emotionally trading — maybe a good mix of VOO and bonds or a target date fund based on his expected retirement age would be a better investment vehicle for him.

I’ve put 102k in Merrill Lynch 3 years ago to have proffered status. It’s 168 now. 92k in VOO and 8k in Schwab because. Schwab returned 70%, VOO 60%.

You didn’t get defrauded but you got ripped off. It is well worth your time to sit down and watch some basic investing/finance videos. The emotions that lead to not wanting to do research cost hundreds of thousands of dollars at the least. You missed out on having $367k in …

Open a Fidelity account. Link your bank. Setup a weekly buy of VOO, whatever you can afford. I started with 50/week a long time ago. Never rely on self discipline, set to auto. Always have an auto. Work to increase that auto. Sell ONLY when you have something urgent to …

To keep it simple (no need to do anything more): If you are in the US, open a Robinhood account and buy VOO. If you are in Canada, open a Weathsimple account and buy VFV.

I’m in a similar boat with 165k. I have it, in one company stock. Considering to move this to VOO. And let it sit for the kids collecting 7% per year. Better than risking it in the same company’s stock.

Open a Fidelity account. Link your bank. Setup a weekly buy of VOO or QQQM. As much as you can afford while still having an emergency fund. Never rely on self discipline, set to auto. Sell ONLY when you have something urgent to pay for. That’s it. That’s all investing …

Historically, 10 and 15 year returns in the US market have been dismal when starting with CAPE over 30 — it is currently 40. Along that line, the major brokerage firms have been warning that US valuations are high and recommending a larger international allocation. So your plan is in …

NFE- Should I trade this ticket? There were good news last Friday and this ticker seems promising. I have 10k gambling money but will this be the right time to buy this stock? There is a lot of buzz around the ticker but I do not understand why. Probably just …

Go read /r/bogleheads. You can pretty much ignore anything else on reddit. You even have to ignore some stuff on /r/bogleheads when the market isn't doing well and people are freaking out. The bogleheads.org forum is probably slightly more reliable. But the subreddit is great by reddit standards. If by …

You’re actually in a good spot: big HYSA, lot of Vanguard, no obvious disasters. Main issue is you bought US large-cap like 5 different ways + a chunky NVDA/AMD tilt. I’d separate things: – “House in a few years” → keep boring (cash/CDs/short-term bonds). – “Retirement” → 1–2 broad funds …

dividend stocks are not for beginners imo - there's no point in receiving a couple dollars in dividends every quarter. Your stable growth options are fine but most S&P500 etfs like VOO or SPY will have big exposure to those big tech companies so it's a bit redundant. As a …

The first 5 are mostly shit. Invest in VOO

I feel the US political system is less stable than I would like and US debt is getting out of hand. As such I moved an additional 5% of my portfolio from VOO to VXUS as a small move away from US equity.

Guys so if we all just buy VOO, instead of 0DTE’s, we can prop up the market 🤓. Then SPY will be 850 by Jan 1

As a beginner you should start with VOO.

Help on Current Portfolio Hello! I’m a 21 year old college student, set to graduate soon! My oldest brother got me into investing and I’ve already made a few mistakes and took my initial $100 investment into individual stocks out after only a month. I did some research for my …

VOO and chill. At least that’s what I like

Sell QQQ to increase cash pile and international exposure? I'm 25 years old and my portfolio is 65% VOO, 20% QQQ, 5% BRK.b, 5% cash, 5% Individual stocks. This puts roughly 50% of my portfolio into tech stocks and it might be wise to diversify at the top. I'm considering …

Personally I’d just sit on cash and heavily invest in proven companies and VOO on dips. And the cash you have sitting Id put in treasuries while you’re waiting for buy opportunities. Safest company on the planet imo is google. Personally see it being the first 10T market cap by …

Transferring pension balance after a job loss to a rollover IRA Pension transfer will be $275K and looking for recommendations for investing. Currently thinking 70% in VOO, 10% in SCHD, 10% in VXUS, and 10% in SGOV. Will invest $50K at a time vs all at once. I am 55 …

Id chill in VOO until the next crash then buy leaps on a blue chip stock with good fundamentals. Also, it is possible, depending on when you want to retire. Assuming an average of 9% gain from VOO for the next 19 years until 65 years old, your money will …

Buy VOO or VTI never look back occasionally allocate no more than 10-15% of your portfolio to value speculation

Sell all of this crap and put it in VOO, and then stick VOO in an IRA.

You dont have the guts to time rhe market. Go back to DCA with VOO

VOO

Could just simplify it by going 75% VOO 25% IWM

Question about stock/taxes Hello everyone. If you DCA to an ETF over many years but then decide that you need to withdraw a large amount for an unexpected purchase, will it tax at the income rate (because of recent transactions) or capital gains because it's been over an extended period? …

Try to convince your parents to at least let you invest in passive ETFs like VOO, QQQ, and VTI. This should be more than enough at your age. If they still don't allow, then save up as much as you can till you are 18. Great work so far!

I don’t know how much you’re working with, your age and your timeline but as a beginner, I’d assume you’re less than 35, working with a budget of less than 50k. At this stage, your sole aim should be wealth GROWTH not preservation. Forget anything “value” for now and focus …

VOO and call it good

Tell your parents you're only going to invest in broad market ETFs like QQQM, SCHD, and VOO. See if that will convince them.

If you really want to, put money aside until you are 18 then throw it all in an index fund. VOO and chill

Nice to be able take advantage of the rule of 55 but if you had 900k liquid aside from the 401k why not use that money instead of creating a taxable event if you don't need to? 10 Mil is arbitrary but even in VOO 7.5 becomes 10 in 4 …

Yeah I got the part of day trading really good.. I gambled with meme stocks, did good, and gave some back,then I stopped. This year I came back and just finished a course on the topic, but the course suggested that I should invest my day trading profits into a …

VOO • SCHG • VTV

IRA maxed out annually in VOO for 15 years will get $200,000+

If this is in your taxable account, don’t sell. Just ride it out. I’ve got both FXAIX and VOO in mine because I couldn’t figure out at first if I wanted to go the mutual fund route or ETFs - ended up going the SCHG route but I don’t want …

Verizon is the beginners right of passage to not make any money for years Buy VOO. It holds all of those companies and is certain to outperform that shitty portfolio over the next 5, 10, 20+ years

Buy S&P500 index funds like VOO or SPY.

VOO/VT

Honestly honesty the best thing you can possibly do rn is “Buy in Dollars” instead of shares Put a recurring investment of $200 a day and have it do it automatically. Buy $100 everyday of VOO And then $100 everyday of SPY In about 6 weeks you should be fully …

Rebalancing between SPY and VOO is a great way to optimize costs and manage risk. You can decide the allocation based on expense ratios, fund structure, and your own investment preferences. For example, if you prefer a low-cost strategy, you might allocate more funds to VOO. A 50/50 split is …

Buy VOO consistently for 20 years

VOO and chill, mate

If you have 100k at 18 years old, if you invest it in the sp500 or VOO and reinvest dividends and don’t touch it until you are 65 it will be worth 2-3 million. If you wanna be an idiotic kid who can’t afford the bmw maintenance or the insurance …

Your idea is insane if these etfs are in a taxable account because you'll pay taxes for no reason. Otherwise in a tax deferred account it is just fair to middling as you'll pay less fees in VOO but since there is no difference you aren't really simplifying anything. Sounds …

Sell SPY to turn into VOO when there is a tax loss harvesting opportunity to do so. Otherwise leave it alone. Generally you sell when you have an urgent expense to pay for. That is not what you describe. Nothing is simpler than VOO and chill. And SPY is just …

I bought put some funds into VPU (utilities index) earlier this year and so far it is up higher than my VOO that was purchased at roughly the same timeframe (plus it has a higher dividend than VOO).

I'm personally not bullish on META, but I've never been, so obviously not the most accurate there. SNDK seems solid, and partaking in the compute hw buildup. However, I think you may have missed the main run-up (of course, nobody knows). ADBE I'm pretty skeptical. I think AI stuff (which …

I agree with everyone else, and you likely know the VOO has a slightly lower fee. But only changes a line on your statement. For the tax part it would depend on your regular income, filing status etc. If you are married and earned $50k this year you might not …

SPY, QQQ, IWM, VOO. Just buy and hold long term. NFA

Don't sell, just contribute to only one of them in the future. Incurring taxes is not simple or efficient. I would pick VOO as the one you are contributing to just because it has lower expenses.

Overall, you can't go wrong. VOO has been stable for three years. Last year, it gained 15.59%. My opinion: S&P 500 index benchmark. The reference index it uses looks solid.

Need to redistribute SPY and VOO due to overlap I started investing couple years ago and bought both SPY and VOO (both around 50k and gain around 17k). I want to redistribute and rebalance my portfolio to simpler and more efficient. Thinking to sell all SPY and buy VOO - …

Throw 600 a month into SPY or VOO on the same date. Or if you’re wanting to gamble then UNH shorter term or ASTS or RKLB little longer out but no dividend.

At a bare minimum, you should consolidate VOO and VFIAX in your Roth. I’d also get out of the target date fund; just keep your foot on the gas in equities and split it between growth and whichever fund you choose between VOO and VFIAX. Keep cash as is if …

I prefer ETF to mutual funds. I do not want capital gains distributions from mutual funds. I would sell your first three and buy VOO and QQQ, then a much smaller allocation to IVES and GRNY. You need some financials. I own Goldman Sachs and NASDAQ the stock exchange along …

You have $170k in cash earning yield while your Roth fights itself. VOO and VFIAX are identical tax-twins, and holding a Target Date fund with individual ETFs defeats the entire purpose of paying for its auto-balancing strategy. VIGAX is just the expensive subset of the S&P 500 you already own. …

Advice on My Current Portfolio Hello! I'm 34, single & no kids. I'm hoping to buy a home in the next few years. Seeking advice on how best to allocate my investments. I've got 29k in a brokerage split between Apple, VOO, and VTSAX. 170K in a hysa 105k in …

She will have problems opening a n account online because of her age. It is a risk to the broker. But the plan should always be the same. Have emergency fund. VOO automatically and weekly, sell when you have something urgent to pay for. Crazy to seek volatility first time …

Bro would surely be a millionaire by now if he VOO'd and chilled. lol Not as fun tho.

That said, any diverse etf or bond is a safe investment. With VOO,SPY,BND and similar. Look for a low buy_in, they are usually safe for profit but slow. If you want to make fast profits then you'll need to be very hands on. Stocks like nbis, gpus. They have a …

Personally I would: 60% VOO, 20% QQQM, 20% into high conviction stocks (for me its RKLB/AMZN/GOOG)

It's 2025. You have all of the most advanced AI bots at your disposal for guidance and advice. Instead, you choose to ask on a completely regarded subreddit where people with very little money are going to shill you their low quality moonbags. This tells me you do not have …

Yes, for most people, dollar cost averaging into VOO is the best way to invest. Scalping with leverage is the best way to lose everything. But there's many ways to trade. You have to figure out what works for you.

If you are to DCA I assume you are to hold long term, at least a few years. For that you want companies with strong fundamentals. NBIS and IREN are very risky. You might want to consider XLV for a more defensive option. VOO QQQ NVDA are solid, though tech …

50k to invest. What should I do? What should I invest in? I have $50k to invest. How would you split it, and which stocks/ETFs would you choose? I also plan to DCA $50 into each investment. I’m thinking about holding a maximum of 5 positions, and these are the …

VOO and chill

Not necessarily. It depends on you as a person and what you want to do in life, but when it comes to compounding i personally think its one of the better options out there, however, it requires lots of skill and time, so its not the fastest. And its also …

An ETF like VT is going to give you the most diversification. It is roughly 60% VTI which is the total US stock market index and 40% VXUS which is total international. VTI is pretty close exposure to the S&P 500 (VOO) but also includes mid and small cap companies …

If you do not plan to touch the money for 20+ years, then safe and efficient (the way those terms are usually used) shouldn't come into it, because over that span greater volatility generally means greater returns. I would thus be thinking something like QQQ rather than VOO or S&P …

Forget about the "what you believe in" when investing and stick with VOO, which is an etf for the S&P500. For causes that you believe in, set aside some funds and donate to the project

For a truly "set and forget" ETF investment, I'd recommend using a major brokerage like Vanguard, Fidelity, or Charles Schwab. They're established, well-regulated, and have survived multiple market cycles. For your 20-year timeframe, consider a low-cost total market ETF (like VTI or VOO). The fees matter tremendously over decades - …

Why VOO and SPY

If you don’t want to think about it, look at some etf funds like VOO (S&P 500 companies) or VTI (which is the total market index). You can also find ETFs for different industries like tech, energy, airlines, etc.

Where did you get the “significant amount of money”? Was it money you had on the sidelines? Dry powder? Or did you sell something else to switch to this? If you’re passionate about personal finance, automate. Buy VOO on an auto weekly basis. Sell only when you have urgent bill …

These are basic order types for trading: **Buy order**: You're telling the broker "I want to purchase X shares of VOO." **Sell order**: You're saying "I want to sell X shares of VOO that I own." For both, you need to specify how: **Limit order**: "Only buy/sell if the price …

Its the same, you are just emotional right now and scared of FOMO. Yes selling may miss out on future gains but you are also giving up VOO’s future gains

Question about buy/sell, limit/stop Sorry if this is the wrong sub. I want to start investing a small amount. My plan was to invest 100e in VOO and add 25 to it weekly. I am using T212. • There is an option to place a sell order. • There is …

VOO and chill.

Bro, get out now and put that shit in VTI or VOO or something

VOO is a low risk tolerance trade. Smart but 1 million will take 26 years to get to 10 Million. Whereas I think most of us are looking for the next NVDA/ PLTR type move to get to 10 Million

Love seeing all the RKLB love. That’s my biggest hold besides VOO

Google dividends are not free money. Talk to a Fidelity advisor on the phone. Sell assets to cover that loan. Don’t pay high interest. Buy QQQM or VOO on an auto weekly basis. Stop dividend hunting. Sell only when you have something urgent to pay for (like this high interest …

VOO, VTI or VT. Add every month with whatever money you don’t need and go enjoy your life. Let the market do the stock picking for you.

My parents brought 4m worth of whole life insurance 13 years ago. The amount of money we’ve paid in premiums we could have made a down payment on a 8 million dollar property. Don’t fall into the trap. Take the funds each month for the first few years and buy …

I don't think there's anything anyone here can say to convince you to change your mind, but you're operating on greed and that's why you're going to go to zero. You can't accept having less than a million dollars, but unfortunately the market doesn't care about your neuroses. But, for …

I’ve been buying VOO in my Roth IRA and have started to buy some on Robinhood as well. Should I go more in one or the other? I’m 35 and not yet a homeowner. I’m new to investing so this might be obvious. Thank you.

You’re probably not inclined to take out 90% of it and gamble with the remaining 10% because it’ll slow down your journey to $1m. But if you’re worried about growing $4k to $1m, in lieu of blowing up the account somewhere on the way, then who’s to say you won’t …

Portfolio Splits So after spending probably way too much time (or not enough 🥲) I’ve narrowed my prospective investment split into 60/20/20 QQQM/SPMO/VXUS. I figure QQQM at least for now will be more cost efficient for me as I’m looking to put in about $1800-2000 a month into my brokerage …

i've been hesitant on leverage but how about QLD? im in mid 30s and i'm investing long term (individual / retirement). is QLD also a good option for long term retirement? (not in retirement fund but in individual brokerage, along with META, GOOGL, AMZN, MSFT, AAPL). im sure majority people …

i've been hesitant on leverage but how about QLD? im in mid 30s and i'm investing long term (individual / retirement). is QLD also a good option for long term retirement? (not in retirement fund but in individual brokerage, along with META, GOOGL, AMZN, MSFT, AAPL). im sure majority people …

No. DCA an ETF. Plug and play. Set and forget. Lowest fee if HODL. Best liquidity if wanting flexibility to exit quickly during White Swan Event and especially if Black Swam Event. See lots of posts on recommending VOO and QQQM yet never the reality that SPY and QQQ have …

It’s fun to have the conversation but at the end of the day people should do what they want with their money as long as they accept the results. I like picking companies I believe in or betting on the occasional small cap company to take off. I have a …

Rather pick an ETF that rebalances without tax impacts to self. SMH if NVIDIA your thinking otherwise SOXX because of better balance and can’t lose either QQQ longterm but safest being VOO because S&P 500 has always been safest but not best performing longterm.

The only problem with this sub is the daily post complaining about this sub. Like this one. Oh and all the comments saying “just buy VOO”. WHY ARE YOU EVEN HERE THEN

looking for some advice on the portfolio im building to buy a house with in 4-5 years time, not looking to get rich, just to make as much money without risking much, looking to dump 500+ a week in with these percentages: 40% VOO (Vanguard S&P500) 20% BOXX (Alpha Architect …

Read this joke somewhere and I reckon it's fitting for this sub: "Good times create degens. Degens create hard times. Hard times create value investors. Value investors underperform VOO."

depends. what if you are in an accident/lose your job? Will family help out or are you dependent on yourself. six months of living expenses is probably reasonable, a year ideal. You could also put the ER cash in a brokerage money market. Max out your tax benefit plans and …

I had a professor who constantly told us (in a Corporate Finance class) that a 30 stock portfolio diversifies out most of the idiosyncratic risk of individual stocks and isn’t much different risk-wise from buying an ETF like VOO or SPY. I’ve never taken the time to work it out …

3/10. I tested your portfolio for the past 5 years and it would have done more or less the same as VGT performance alone. It’s an annualized return of 20%+ which is excellent compared to S&P500 at 15% over the last 10 years. All your performance comes from 2023 spike. …

I’ll stick your money in VOO and send you a nice quarterly reports about it for half what she charges.

Consider yourself lucky if their performance was anything close to the S&P500 the past few years. With skewed concentrated performance from a small number of stocks (Nvidia, etc.) strategies with more diversified ETFs have chronically underperformed. To answer your question, you can easily just DIY your own portfolio and go …

for now im putting most of my cash into high growth high beta stocks (mainly nvidia, meta, amzn). I can obviously put drastically more money towards VTI/VOO in the future when my income increases, but this is where im starting. Is that so "unoptimal"?

I’m not sure what your question is. A Roth account is a container that can hold different types of investments including individual stocks, mutual funds (MF), exchange trade funds (ETF), etc. One would normally buy index funds using an ETF or MF. Have you invested the $6500 that you put …

Investing Help - Roth Contribution or Index Funds I have an extra $200 per paycheck. Should I increase my contribution to my Roth (currently contributing $6500). Or should I start putting it into index funds? Thinking of buying BRK/B, FSPGX, and VOO. I’m 23 by the way if that has …

Just put it in VOO or VTI and forget about it.

80% VOO/QQQ even split. 20% for everything else (majority long term investments). Keep that ratio in check as much as possible. Profits go right into VOO/QQQ. It's funny because the more that 80% grows, the more money can be spent into the 20%. People don't realize the Mathematical power of …

The fastest safest way to triple your money is invest it all in VOO and then wait about 20 years, on average.

Buy VOO or other ETFs with 90% of money and buy individual stocks with the rest and learn the hard way. U just have to read a lot and know the fundamentals of things you are getting into. At first you will make many emotional decisions.

Inheritance Help Maybe this isn’t the right Reddit forum for this type of post. I recently inherited $10,000 from my aunt that she had invested in FBALX (about 70% equities / 30% bonds). I’m thinking about exchanging it into something with stronger long-term performance and would appreciate some advice. Right …

When I canned my advisor and threw it all in VOO is when I really started to see gains.

not to belittle your $450k, but the odds finding an uber competent advisor is remote. Statistically most do not beat the S&P 500 overtime. Most Reddit readers lack the funds to engage in private placements. Simply buying VOO/VTI will beat most. If you’re younger tilt towards growth provided you have …

VOO and SPY are technically different enough to not trigger a wash rule according to the IRS, which surprised me

Make a plan. Here is the plan I have with my nieces: every time they deposit money into their Fidelity youth account. Take 10% and buy VOO or QQQM. The rest they just leave in SPAXX in case they need to spend. Every once in a while they want to …

People ditching their advisors all the time, go on doing things themselves, blew up their account because they got emotional on a downswing and turned out “VOO and chill” is pretty hard to chill when you are first born is turning 1, you are about to get laid off, property …

I own a lot of tech companies. One thing I do that you could consider it put a bigger percentage into VOO (in your case, into QQQ and VOO - or you could cut one of those). That way if tech completely collapses at some point, you won't fall all …

Google: VOO Vs VT Choose whichever floats your boat. Your financial advisor got you started, so you can thank her for that. Now you can row your own boat.

If you are going to buy ETFs, especially broad market indexes like VOO and QQQ, you do not need a financial advisor. You need a plan for how much to invest every 2-4 weeks based on your budget. Investing is best done as a steady patient habit.

First, you can easily stop using an advisor and will not lose your allocation (I think you know this). Advisors are great early on, for those with large portfolios, and those who can’t manage money to save their life. Think lottery winners for the last one. Second, all the other …

You do not need a financial advisor. If you really want to bounce ideas around, ask any of the many widely available LLMs and cross reference their answers with your own research. If your returns aren’t beating the S&P500, then just invest in the S&P500. If you are on Fidelity, …

That will give you aggressive growth in bull markets, but some pretty hefty reduction during drawdowns, corrections, or crashes. If you're fine with heavy investment into tech (you should be, you're young, just don't sell if the market shits its pants), then it's good. Otherwise you can consider shifting money …

Your main issue is that VOO and QQQ are both already extremely tech heavy, then you added in even more single tech stocks. Given your age, high risk plays like this are probably ok, since you have a ton of time in the market ahead of you. But some diversification …

Make your own index fund. It's very doable for 7 figure or bigger portfolios. Lots of garbage in S&P 500 IMO. Also you can sell covered calls with much better IV than VOO.

Go for it especially VOO and chill

what i’ve heard and read is that if ya can’t beat the market with your picks then you should just use the index and enjoy the returns. I’ve been doing pretty good with the majority in VOO index fund and then sprinkle in some individual stocks that i feel could …

The question was how do i diversify? 1. Sell VOO and buy and equal weighted S&P index fund, that would help decrease tech exposure without you selling your tech. 2. Sell 20% QQQ and buy 2 other sectors you don’t have… best of breed -> Morgan Stanley? JP Morgan or …

The way I see it, VOO and 6 small cap companies trading at a discount with room for growth. VOO covers all the megas and virtually any other large company, as they all trade together. Small cap companies can provide exposure outside of the s&p and give unique opportunities to …

Buy VOO on an auto weekly basis. Whatever you can afford. Sell only when you have an urgent bill to pay for. Do whatever one off stuff you like on the side. But always have an auto weekly. Work to increase it. Have an emergency fund. You will learn as …

Your QQQ and VOO are already heavily tech stocks but also your closest thing to diversification. You could reduce some of the individual tech positions to increase those ones, thus keeping you tech heavy but also getting a bit more exposure elsewhere. But I think you’re fine either way, the …

I have 80% of my portfolio in Google, it was an insanely good buy at $150 that I sold all my VOO for it. No regrets at all. Holding, never selling

23F. You will have plenty of time to put all your money into VOO — for now, try looking at some more dynamic, higher-growth stocks. Check out ASTS, RKLB, NBIS and IREN for relativity quick but safe profit. Especially with the current price drop.

I HIGHLY RECOMMEND taking your 1M profit, putting it into safe indexes (XUU/VOO/QQQ/XEQT), and maybe some conviction stocks long term (ORCL/ONDS/NVDA/GOOG/META/ASTS/UUUU/UEC) - at most 10-15%. If you double your money every 7 years (extremely doable), you can be worth 16M by 60.

A topic on profiting with TQQQ I am sure many people immediately freaked out reading the title - 3x leveraged ETF is NOT investing, it's gambling, the decay will eat all your profit, the risk is too high. In certain situations, these are all true, and they read these from …

80% VOO and 20% QQQM and leave it alone for 30 years. And keep adding. Retire at 50. Rest is just overlap and noise. Even that is some overlap but I love QQQM too much. Also it’s lower expense ratio than QQQ. If both collapse, you’ve got bigger problems.

Time in the market is better than timing the market. If you want to diversify, increase your contributions to VOO or invest in VT, VTI/VXUS for some international tilt.

is my portfolio too tech heavy even given my age? i’m a teenager, been in the market for a few years now. portfolio weights are as follows: 20% QQQ 20% NVDA 19% VOO 14% AMD 13% AAPL 10% META 4% ANET i know it’s basically all tech, how should i …

You can be semi-rigorous with this pretty easily. What's your future expected value of Google 5 years from now? It seems you've got some hypothesis there. Let's say you expect it to grow 5% per year for the next 5 years - leading to a $408 valuation. What's your expected …

So, just so you are aware… I’m sure you already know this… but VOO is almost 35% Mag 7… so you are rebuying those same stock. I support your buys i own the same ones! But don’t be fooled to think “well now I’m diversified”…. You have over 65% of …

If the goal is get rich quick, you need smaller market cap stocks that will make bigger moves. If your goal is long term growth, VOO is almost certainly going to outperform the others over the next 30 years

All of the single stocks you bought are in VOO. You might as well just buy VOO.

7k roth in FXAIX and the rest in a brokerage in VOO

[24F] 10k into meta , 10k into google, 10k into amazon, 23k into VOO What do you think? I’m thinking longterm and will eventually add more and more and more. I’d put another 50k and split it but I’m not sure if that’s a good idea.. thoughts?

VOO, GOOG

Depends on how much risk you want to take on. You can't really go wrong with long term holding VOO/VTI, or if you want international exposure, some combo of VOO + VXUS/VEU or just VT

VOO or VT

Just buy VOO on an auto weekly basis. Sell only when you have an urgent expense to pay for. Keep and emergency fund with SGOV for whatever makes you comfortable. Just know you are losing out to growth. Use international if you want. But you could build wealth with just …

VOO

Bro. You’re 19. Buy VOO or SPY and let the market work for you. Obviously all the talk about an IRA and your 401k hold true. But dumping money into shit now, when you’re 50 compound interest will have been your best friend.

Hi, Long time investor here, I can tell you that even if you research the SHI\* out of a stock , things can go to shit , markets turn , somebody puts a 200% tariff on a part needed for assembly . I agree with the gentleman that pointed out …

I’m surprised it performed as well as it did. Only 2% under performance compared to VOO. Netted almost double RSP

VOO and chill

Look into setting up a Roth IRA. It’s a tax advantage retirement account where future withdrawals are tax-free as long as you’re older than 59.5 years old and the account has been active for at least 5 years. There are some caveats where there’s an annual limit on how much …

I've been loading up on ASTS, RKLB, HIMS, & BULL. Dumping leftovers into VOO.

So your pitch is stop looking at the highly profitable established international companies and start being worried about micro caps with no income Well yeah, there are plenty of years IWM or RSP don’t beat SPY (and those companies are **far better** than the companies you listed here) but we …

AMZN, CRWV, META, NVDA, UBER are what I'm riding into next year. And a bunch of VOO/VXUS

I’d say tech stays the same, followed the upward trajectory. The safest bet these days is combo of VOO and QQQ.

VOO/VTI Also, you post a question in title and then give a dissertation in the post.. you have a question or just have confirmation bias?

Get out of tech and yeet it all into a non-tech etf like VOO. Tech is getting gutted right now. Most of my earnings since July evaporated in 2 weeks cuz I was holding VGT. It's still bleeding today. The tech reckoning is not over

Don’t invest purely on vibes or blindly follow the market. Else you’re inevitably going to be one step behind and end up holding the bag while others are cashing out. Do you still believe in the company? If so, hold, or buy the dip. If you don’t then you can …

you obviously have no exit strategy since you're asking for one here, that's really bad. NVDA has made a lot of people a lot of money with just a buy and hodl forever strat, but every company, even NVDA, can give it all back. if you can't handle the swings, …

Quit trading and invest. VOO

VOO is all you need

All the other popular ETFs are open ended funds , VOO, VTI , VUG , SCHD , IVV, ITOT, SCHB, SCHX this really just brings QQQ inline with the other most popular ETFs I really see no reason to vote no on it especially if you hold one of the …

Ok..now sell everything and buy a lot of VOO, VTI shares and forget for 10 years.

VOOG, may switch to VOO PLTR, NVDA, WDC, Looking into adding APLD back and QBTS, HOOD, CSCO Im only holding PLTR, NVDA and WCD as of now. I did a rebalance when the stocks dipped for taxes. I figure if its going back up eventually, Im already up alot, and …

Should I (would you) sell VGT/SMH/FTEC/XLK and maybe MGK and just buy something else? Should I (would you) sell VGT/SMH/FTEC/XLK and maybe MGK and just buy SPYM, SCHB+SCHF, or something else? in other words, would you sell VGT/SMH/FTEC/XLK/MGK and buy something else? in case the tech/AI bubble pops or something …

Should I (would you) sell VGT/SMH/FTEC/XLK and maybe MGK and just buy SPYM or something else? Should I (would you) sell VGT/SMH/FTEC/XLK and maybe MGK and just buy SPYM or something else? in other words, would you sell VGT/SMH/FTEC/XLK/MGK and buy something else? in case the tech/AI bubble pops or …

I have positions in all mag7 stocks + VOO. Thinking about just moving everything into VOO because of overlap?

You know what did it for me? Not buying options, but selling them. And what ultimately made me profitable....using the premiums To Buy VOO or SPYM and chill (I do Sell covered calls against them when the conditions are right, but this is risky because the S and P 500 …

This AI bubble has degrees of separation from the actual bubble We’re at this stalling point as this month is literally a pause after a 35% bubble formed when logically a 35% correction should’ve followed tariffs etc. But this will not burst like the dotcom burst as there is a …

This AI bubble has degrees of separation from the actual bubble We’re at this stalling point as this month is literally a pause after a 35% bubble formed when logically a 35% correction should’ve followed tariffs etc. But this will not burst like the dotcom burst as there is a …

This AI bubble has degrees of separation from the actual bubble Trigger warning: AI heavy investors will find this post triggering. We’re at this stalling point as this month is literally a pause after a 35% bubble formed when logically a 35% correction should’ve followed tariffs etc. But this will …

Solid core. SPYI and QQQI for income, VOO for growth, NVDA and AMD for tech exposure. PLTR is the wildcard but if you believe in it fine. If you want to diversify add SCHD for dividend growth. It complements what you have without overlapping. 20 percent dividend growers, different from …

I'm a little concerned about an AI bubble, but I am more concerned about PE ratios of the SP500 and that brokerages like GS, Fidelity, Vanguard, and Blackrock are pointing to below-market performance of the SP500 over the next decade. I still have about 10% of my portfolio in VOO, …

nice but dont lose it all. VOO or something

If your risk tolerance is low, then sticking with VOO makes perfect sense. However, if you want to learn from your experience in order to be better equipped to invest in individual stocks in the future, focus on risk management and eliminating FOMO. Buying into hype stocks on the way …

VOO and check back in 10 years

126% ROTH IRA gains Opened this account ~2 years ago and stuck with VOO + individual holdings like TXRH (their rolls are worth BILLIONS) After the Tarriff dip I decided to stop being a little bitch & deployed all my capital into GOOG & AMZN LEAPS. 2nd screenshot is my …

Made a 5.5k loss on critical minerals. How to use this as a learning experience? I fell for the hype train on critical minerals stocks and lost about 5.5k. Literally couldn’t think of a more perfect buy high sell low scenario. While I am super fucking bummed about it (this …

VOO and SGOV If you gamble, you'll lose it. You can't beat the market and whales are out to steal your wealth. If you're asking then put it in A) Roth IRA, B) HEALTH SAVINGS ACCOUNT C) 403b D) Traditional IRA E) in a brokerage with 60% VOO and 40% …

First ask yourself what are loking for exposure to? Investing in individual stocks takes commitment to follow those companies on atleast a weekly basis. So first decide do you want to invest in AI? In commodities? In real estate etc. Then you can sift through the companies that fit your …

One word for you: diversification. One of the easiest ways to diversify is ETFs, like VOO.

VOO

tickers with OO like VOO and GOOG that makes you want to hold and chill

Here is what I would do but I’m very aggressive 50k into VOO 50k into PLTR and 50k into HOOD

Stop thinking of income. Stop thinking gold and silver. Open a Fidelity youth account. Buy VOO on an auto weekly basis. Sell only when you have something urgent to pay for. Always have an auto weekly amount. Don’t care if it is $20/week. Rome wasn’t built in a day, learn …

buy as much JOBY as I possibly can and keep dumping money in VOO and PFF

SPY or VOO until you learn what you're doing. Otherwise you're going to get emotional and end up donating $150k to others.

VOO QQQ

VOO. It’s diversified. Plus whichever individual stocks you feel good about. I wouldn’t go all in on 1 stock like that.

If you don’t know anything at all, you should put that money into an ETF like VOO. If you are looking for a little more tech tilt, maybe add some QQQM. And I would buy some gold as well. Do not just start gambling in this market with $150k and …

Put 50k in VOO. This is a good starting point. Somewhat safe. 10% per year on average. Observe that. Then you can decide whether to put the rest in VOO or start messing with anything else.

VFV holds VOO. It’s literally the same position. The only place it might make a difference is in an RRSP because you would not have withholding tax on VOO distributions but even then that’s pretty minor and probably irrelevant for you.

Should I invest in USD Etfs or CAD Etfs as a 19 year old ? Like the title suggests, I started investing this year and I'm planning on maxing out my TFSA. I already bought some VFV, but after further research I learned that VOO and VFV can be somewhat …

All of these picks are long term (10 years+). If you want some from the Magnificent 7 (top 7 stocks in USA) IMO it should be **Google** and **Nvidia** (Maybe **Tesla** if you want higher risk/reward but I don't understand the stock so personally don't own). They're also valued in …

if you put this into VOO, you could have been collecting essentially 4-5k off that 80k every year, near free.... why would you do this...

Should've VOO and Chill for the last 4 years, but got hooked on meme stocks and options. Not giving up though. One last YOLO. title

If this is your first 150k I would say VOO, all in. If you’re going for long term and accepting of some more risk, consider QTUM, SHLD, MU, VFF, DFDV. I’ve taken positions in all of them over the last 1-2 weeks. Edit: also, if you’re a high earner avoid …

QQQM,SCHD,VTI,VOO (2-3 options contracts) do your own research

New to investing, easily 90% at least VOO. Spend 3 months learning and doing DD on stocks that interest you then reallocate funds accordingly.

High returns + dividend: QQQM, VIG, VYM Diversified: VTI, VXUS or VOO, VXUS

That’s great. Just buy more auto and weekly. Only sell when you have something urgent to pay for. You sound like you don’t realize the reason you don’t have more money. Stop losses isn’t the reason. You didn’t have a plan, you didn’t stick to it. That’s why you lost. …

It’s THE investment. Especially for people starting out. VOO has very low expense ratio and great liquidity

I know people here don’t generally agree with leverage and be warned, IT IS NOT FOR MOST INVESTORS. To responsibly use a tool like TQQQ, it is best to have a strategy. For example, a 200 SMA based on QQQ trading strategy will backtest to around 20% CAGR after tax …

I have a 30+ year portfolio but I'm growing a little hesitant with the tech portion of my Roth IRA. My taxable cash account is all 70% VT and then 30% large-cap tech stocks and mega caps. My 401k is 50% VT and 50% Tech FTEC. However, my Roth IRA …

Realize that you’re probably not as expert a trader as you think, and were just riding the temporal wave of big tech booming higher, as well as really manic vibes in the market overall — so you put more into VTI/VOO and chill, and allocate a smaller piece of the …

With all your previous losses you would be up more buying VOO. And you wouldn’t have wasted time trying to beat the market. L

Selling everything and waiting for a crash. My advice has always been to continually DCA into passive index funds like VOO, and then buy individual tickers of fundamentally strong companies you believe in long term when negative macro sentiment causes selloffs. I started investing in my early 20s been in …

I’d go VOO, FTEC, and SCHD/DGRO

Mainly 4: 1. The people waiting with more than 10% of cash on the side. They are never fully invested and miss opportunities for years. 2. The VOO and chill people. They are just invested in the S&P500 index. They are missing opportunities to be invested in growth index like …

You’re doing great! Make sure you’re automated. Buy VOO or QQQM auto weekly. Set your 401k to lowest cost sp500 fund (stay from target date so young). Spend less, invest more. Do that while you can. One day you will higher bills. Sell only when you have something urgent to …

I'd use the FWRA but wouldn't use CNDX. I would not do the VOO + QQQM as others have suggested. First, likely taxes would be unfavorable. Then, that's taking on uncompensated risk (single country). It'd mean having no local exposure and could mean exposing the entire portfolio to currency risk …

Not VOOing and chilling. Put everything in VOO and just don't look at the market. Auto invest. Check when it's time to retire.

Alternatively, I am legitimately up 400k+ using VTSAX which is basically VOO. Port size matters, and your willingness to add long term matters. Even if you can occasionally win gambling/trading scale is what's hard about gambling/trading. It took me around 10-15 years to get to this point but the ship …

My .02, 80% VOO and 20% QQQM

Measuring if you are in the green or not isn’t a complete picture. Measure yourself against VOO, VTI, VT, etc. Once you factor in opportunity cost you did much worse than losing $69k. My solution to dealing with loses: just buy the benchmark.

(copypasted from my deleted post) Currently at 30 shares of WMT thanks to the Associate Stock Purchase Plan (15% match up at $70 per pay cycle). Should I continue to stack up this stock or should I sell a large portion of WMT and throw it into VOO/other high performing …

Maybe look into safer stocks such as stocks that are in the top 10 of VOO.

I'd say no. Common current recommendations tend to be for 30-40% of stock be international, you'd be skipping the US extended market (why VOO over VTI?), and you should be looking at your US to international ratio as a sum of all accounts intended for the same purpose (which is …

Am I making a good decision? Okay so I’ve finally decided how I plan to invest and just wanted to make sure my plan is spread enough. I want to keep it simple and go for long term so I’ve decided to go with a 80/20 split brokerage along side …

I've been managing my IRA with a tech thesis for a few decades and I always keep some industrials, power, and utilities in it - all in the same theme but they provide some cushion. If you go back to your portfolio in January and grab that amount, and back …

BS. VOO only has 12% YTD Edit: On second read I assume it’s meant to poke fun at how shitty the returns are just “chill’n” — I r regard.

Mine is a well known strategy that has been backtested to the beginning of investing and has been proven to create the most wealth for people, by far...buy shares In quality companies at a fair price and hold on to them until conditions fundamentally change (basically forever) ...otherwise known as …

Sounds exactly like me this year. Back to VOO I go.

VOO all day (well, M-F, 9:30-4)

In first place will be the the focus on SP500 (VOO) as an exclusive vehicle. The USA has become a lot more unbalanced by sector. (https://en.macromicro.me/collections/34/us-stock-relative/121244/sp-500-gics-sectors-weightings-monthly). Energy (a very good diversifier), utilities (stability especially for income), financials (diversify small), consumer staples (stability of earnings) ... are at lows in terms …

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ironically, you are up this year the same amount i have lost this month. please VOO and chill

“VOO and chill” 🫵🤡

VT is VOO+VXUS (or more accurarely it's VTI+VXUS). It holds the entire market at cap weight. VXUS is VEA+VWO. VXUS holds the entire market at cap weight except the US. VEA is just developed markets and VWO is just emerging markets. VEU doesnt have small caps, so it's like international …

VXUS zero overlap with VOO VT is 89.5% overlap with VOO Have a look at etfinsider to see what I'm seeing.

80% VOO 20% VXUS

Help me choose PLEASE new investor I've been going crazy lately trying to figure out how to diversify. I am currently 100% in VOO and I've been meaning to start going a bit international. With that said, I've been losing my shit figuring out if I should do VXUS, VEA …

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I’d bet you’d be better off not doing the speculative stuff. Keep a few MAG7, and then put more than half into VOO & VT and chill.

QQQ. Or VOO. Any etf that has consistent returns. Individual stocks = lose all ur money

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