VXUS - Vanguard Total International Stock Index Fund ETF Shares 0 WATCHERS

I bet your portfolio does better than my portfolio of VTI, VXUS, BND and BNDX. Diversification is overrated.

2.5-3M in ETF. 67% VTI, 23% VXUS, 10% BND. (See lazy portfolio). 500k-1M in HYSA so you have dry powder for future investments, cash flow, and emergency funds. I'm at about 3.7M right now using this strategy but still running a small lifestyle business so need a bit more cash. …

how i'll be adjusting my portfolio for 2026 -- and some fun predictions! As we all know, 2025 has been a great year for equities yet again, with major indices significantly outpacing historic gains. Personally, as far as an AI bubble is concerned, the market still has legs to run …

I think 80% VTI and 20% VXUS would be a lot simpler.Want some more growth? Put 10% into SCHG.

Current balance Current balance in my swabb account This is my balance from a previous employer for my 401k and transferred into a traditional ira. Im very new to this. Should i take all of this and put it into a roth ira? Also considering doing 80% VT with 20% …

Overwhelmingly VTI and VXUS But to your specific question, also a small portion to QS as my high risk potential high reward, if they can figure out how to scale a viable solid state battery tech… already up over 2x from buying in some in 2023-2024, but probably adding some …

You are overthinking the precision. Schwab doesn’t do fractional ETFs, but their mutual funds allow exact dollar investing. Swap your ETFs for Schwab’s mutual fund versions (like SWTSX for VTI and SWISX for VXUS) to hit your exact 80/15/5 split and invest every penny. If you stay with ETFs, put …

Did I make the right choice going with Schwab? Have my Roth IRA opened with Schwab. Currently have 7 VTI shares, 5 VXUS shares, 6 SCHG shares and 34.6 SNXFX shares. Put in the amount monthly in order to be able to max it by the end of the year …

GLD followed by CXSE, VXUS and DXJ Put a aubstantial amount of my portfolio in these ETFs from Oct'24 to Jan'25

If you have the $1.2M invested in broad stock market ETF the dividend income will be about 1.2%/yr, or around $14K total. Any distributions you make, such as for house expenses, are subtracted from the trust income and taxed at the tax rate of the recipient. Assuming this is an …

I’d probably allocate 50/50 into VTI and VXUS. The amount of time it takes to read the material to effectively actively manage capital is daunting. It is people’s full time job. To make a high conviction pick one must truly understand the business, market dynamics, and industry. Otherwise you will …

80% SCHB, 15% VXUS, 5% degeneracy

Congrats on maxing out both Roth IRAs! That’s huge, especially while paying student loans. Your plan with VTI/VXUS is solid.

VTI, VXUS, and VGT

I'm 68, and retired, and believe in owning stocks and not bonds. They don't need the money now and have 7 to 10 years ahead in the accuulation phase. There is no reason not to be 100% stocks. I prefer 80/20 VTI/VXUS but the Schwab equivalents will likely perform virtually …

twenty years is a long time. I'm not a huge fan of these positions usually but I'd have to go GLD, VOO and VXUS. Individual stocks are just out of the question.

Congrats man, that's a huge milestone. Maxing two Roths while paying down student loans takes serious discipline. VTI/VXUS is solid. Set it and forget it. Keep that momentum going into 2026.

Feeling accomplished for 2025. Spouse and I were able to max out both ROTH IRAS!!!!! A little background I started investing when I was 26 years old but never have been able to max out a ROTH. I am now 30 years old and I managed to max out both …

VOO, VTI, VXUS, QQQ, SMH, and VT all at the same time.

45/30/15/10 VTI/VXUS/AVUV/AVDV presently

VOO VXUS Gldm Sgov Nvda Bnd

30% - VOO (Vanguard S&P 500) 20% - VUG (Vanguard Growth) 15%- VO (Vanguard Mid-Cap) 20%- VXUS (Vanguard Total International) 15% - VB (Vanguard Small-Cap)

Invest in ETFs or 5.75% mortgage, or both? Hi all, I’ve been browsing several investment and homeowner subs and I’m still unsure what makes the most sense financially. From what I’ve read, the consensus seems to be that the decision basically depends on mortgage interest rate. Seems like ~6% is …

Roth IRA then what??????? I’m 27F and my husband is 28M. Currently have a fully funded emergency fund of 6 months full living expenses (not including monthly Roth contributions) in a HYSA making 4.1%. We have another $2k sitting in our bank account, $1k in savings and we always keep …

Index fund (VT, VTI, VXUS, VOO, SPUU if you want to get frisky). Stay liquid, get larger gains (in all likelihood) and retire a few years earlier than you would have with a paid off house as well as a massive pile of cash

What fund are you talking about? The global VXUS index etf has beaten the US VTI index handily this year (+27% versus +16%)

Investing with three accounts We're a couple aged 55 and 60 with three accounts: (1) a brokerage for post-tax money, (2) an IRA for the one who's 55, and (3) an IRA for the one who's 60. All three accounts have mostly equities, hedged by bonds, gold, VXUS, and commodities. …

VOO/VTI and VXUS

You're young. Go 35% QQQ. 30% VOO. 10% VT. 10% VXUS. 10% BIL. 5% IBIT.

80/20 VTI/VXUS is pretty solid and keeps it simple - SCHG might be overkill since VTI already has growth exposure For the years thing, you can contribute to 2024 until April 15th 2025, then after that it goes toward 2025 contributions

Where should I put $2,250 into my Roth IRA? We are 27 and 28 and each have $2,250 to put into our Roth. We are both currently invested pretty much fully into VTI. Planning to do mostly VTI and add in some VXUS and SCHG with the $2,250 but not …

I have a core portfolio that I continue to DCA weekly into: US equities (40%) 10% BRKB 5% COF 5% MSFT 5% SPGI 5% V 10% VTI REITs (15%) 5% LAMR 5% O 5% VICI International (20%) 20% VXUS Bonds (25%) 10% SGOV 10% state specific munis 5% TLT I …

Go read /r/bogleheads. You can pretty much ignore anything else on reddit. You even have to ignore some stuff on /r/bogleheads when the market isn't doing well and people are freaking out. The bogleheads.org forum is probably slightly more reliable. But the subreddit is great by reddit standards. If by …

To keep it in cash, no To buy VXUS, yes

You lost 200k and this is what you want to go with? Please just use 2-3 index funds and call it a day. Personally, I would just do VTI + VXUS 70:30 and call it a day. Sleep really well at night too. And with 10k/month, baby you got a …

I feel the US political system is less stable than I would like and US debt is getting out of hand. As such I moved an additional 5% of my portfolio from VOO to VXUS as a small move away from US equity.

Stop trying to time the top. Selling triggers taxes and cash drags returns. You’re 25. Volatility is the price of admission. I would just direct new contributions to VXUS.

Help on Current Portfolio Hello! I’m a 21 year old college student, set to graduate soon! My oldest brother got me into investing and I’ve already made a few mistakes and took my initial $100 investment into individual stocks out after only a month. I did some research for my …

You already have 5% cash, why would you need to sell QQQ to get cash to invest in VXUS? Just put your existing cash in VXUS and then turn off any dividend reinvestment across your other positions and let your cash rebuild on its own over time. This also lets …

VXUS is great but why do you want more cash? Hold what you have and put future contributions into international exposure. Stay invested with all your cash other than an emergency fund and what you may need for any big planned purchases.

Sell QQQ to increase cash pile and international exposure? I'm 25 years old and my portfolio is 65% VOO, 20% QQQ, 5% BRK.b, 5% cash, 5% Individual stocks. This puts roughly 50% of my portfolio into tech stocks and it might be wise to diversify at the top. I'm considering …

Transferring pension balance after a job loss to a rollover IRA Pension transfer will be $275K and looking for recommendations for investing. Currently thinking 70% in VOO, 10% in SCHD, 10% in VXUS, and 10% in SGOV. Will invest $50K at a time vs all at once. I am 55 …

As a beginner forget all of these and buy VTI/VXUS.

As a beginner you should buy VTI and VXUS. Don’t buy anything else unless you can articulate a clear thesis why you want to own that individual company.

Is this index fund split good for my brokerage account (19 years old)? Initially, I was planning on going 80 VTI/ 20 VXUS, but I am now kind of tempted to go with 70 VTI/ 25 VXUS/ 5 QQQ. Does anyone have any opinions on this? Honestly, any opinion on …

An ETF like VT is going to give you the most diversification. It is roughly 60% VTI which is the total US stock market index and 40% VXUS which is total international. VTI is pretty close exposure to the S&P 500 (VOO) but also includes mid and small cap companies …

I personally do 80/20 DFUS/DFAX as an alternative to VTI/VXUS. I believe DFUS is superior to VTI because it uses academically-informed flexible implementations like filtering out junky small caps and delaying investing in IPOs (there's a YT video by Ben Felix on this). These strategies should allow it to beat …

What's your opinion on DFUS/DFAX? For long term equity exposure, understanding VTI/VXUS or VT is widely recognized as the best approach, I'm curious what the communities' view of using DFUS/DFAX instead? I find DFA's strategies quite appealing with relatively good track records so far (while acknowledging its somewhat short history). …

if you are worried about the US dollar invest in unhedged international ETFs. VEA introduces you to develop market currencies like the yen and euro, so if those currencies strengthen against the dollar then they go up whatever % the usd goes down. VWO exposes you to places like China …