VYMI - Vanguard International High Dividend Yield Index Fund ETF Shares 0 WATCHERS

If this were my mess (and it *has* been, lol), I’d think of it in tiers: * **7.7% student loan** = basically a guaranteed, risk-free 7.7% “negative return”. That’s high. I’d be very tempted to kill that first, fast. * **5.5% truck** = not horrible but still chunky. After the …

Just trying to see what others would do with a decent amount saved but with debt... I am trying to get a general consensus on what people make of my situation and what other people would do. Not pulling the trigger on anything, just getting some different perspectives. 37 Year …

FDVV, FDRR, VYM, VYMI, SCHD, DGRO...any can be used. Pick what you want. The "general consensus" is to keep it simple. Why have multiple funds when 1 is fine.

You are already well leveraged by holding 5 of the mag 7. I strongly suggest you diversify with the boring. RSP, VB, EFA, VYMI, EMGF.