FCF - First Commonwealth Financial Corporation 0 WATCHERS

I loaded the boat on META AMZN TSLA during the panic the past couple of weeks. Those were my focus stocks for 2026 (alongside GOOGL and UNH which I already own). I entered into starter positions in RBRK and PATH (very small position honestly, they need to show growth accelerating …

Recommendations between 3 TSX stocks Hey fellow investors, I am wanting to expand my growth bucket and am looking into a couple stocks in the TSX. Right now, my growth bucket consists of **DOL, WCN, BAM** and **WSP**. **DOL** and **WSP** is pretty decent over time whereas **BAM** and **WCN** …

My 6 High-Conviction Plays for 2026: From Deep Value to GARP Compounders (PLMR, SKWD, MOH, LULU, FOUR, NU) I have seen some users complaining and a lot of posts about the same companies, so I wanted to share my top 6 value picks for 2026, hopefully at least a couple …

Not sure about the others, but MA is a wonderful business at a fair price right now. It's my 4th biggest position now. They're growing FCF very nicely. 30% YoY in TTM, and 30% CAGR over last 2 years. Their VAS is growing in the 20% range in revenue, and …

Main point: concentration works if you size it right and pre‑write your sell rules. I hold AAPL and AXP, skip BAC because I don’t want that much rate/credit cyclicality. My rules: cap any single name at 12–15%, rebalance on a ±25% drift, and pre‑plan trims if two key metrics break …

This is a volatile stock sure but it’s been falling since September. If you are buying it 2 weeks in after the big dip, you need to wait a lot more for this pay off. Especially since your breakeven price is +30% off. Price that far off is unreachable unless …

NTNX $20k YOLO Buy The Dip This is a dip that checks off my list. 1. The company took a beating after earnings report, dropping 18%. It had already dropped like 15% in the week before. Essentially it took a double beating 2. They dropped because they missed earnings. Leadership …

[DD] WIX: The Market Says "Dead Legacy Tech." The Math Says "Rule of 40" Cash Cow (9x EV/FCF). I've been screening for value in SaaS lately because everything feels expensive, and I kept ignoring **Wix (WIX)**. Like most of you, I still thought of them as that annoying legacy website …

Salesforce (CRM) just posted a solid Q3 FY26 Salesforce (CRM) just posted a solid Q3 FY26: * Revenue grew 9% YoY to $10.26B, driven by steady subscription momentum. * Non-GAAP operating margin hit 35.5%, showing continued discipline. * Free cash flow up 22% YoY to $2.2B — one of the …

My AI prompt for deep company analysis/understanding Hi all, I just wanted to share my prompt, which I use once I think I have found an interesting company. Just so you know, it is not specific to value investing - more to **quality** investing (I like the modern approach of …

Thoughts on GREGGS Ticker: GRG The beloved British bakery chain has been smashed over the last year -42.13% with general investor sentiment being that it has reached a limit on growth, evidenced by TTM revenue growing just 3% compared to an average of 18% for the previous 3 years. The …

EPS and FCF/share is on a continuous decline since 2018. EPS fallen about 65% and FCF/share about 52% since then, mainly due to margin compression. That's about -10% CAGR. So seems to be a slowly declining business. >$54 million consists of cash sitting there on the balance sheet, But why …

Help With Exercise - Global Dividend Names Wanted to share an exercise I thought was interesting, and ask if anyone knows any of these names well? I screened for **global large-caps paying >4% dividend yield that were either US listed, had US ADRs, or in countries where I can buy …

My take on $GOOGL at current price Thesis: High-quality business with durable competitive advantages trading at a reasonable price, now with improving capital allocation. Moat: Search dominance (90% share) and network effects. AI Infrastructure: Proprietary TPUs provide a cost/performance advantage over peers relying solely on Nvidia. Capital Return: Shift from …

My take on $GOOGL even after the recent run Thesis: High-quality business with durable competitive advantages trading at a reasonable price, now with improving capital allocation. Moat: Search dominance (90% share) and network effects. AI Infrastructure: Proprietary TPUs provide a cost/performance advantage over peers relying solely on Nvidia. Capital Return: …

-45% YoY quarterly revenue growth -139.61% Profit Margin -25.59% operating margin (ttm) -1.98B operating FCF these are just some things I noticed at a quick glance. it looks like they need a hail mary miracle at this point.

Buybacks will be much reduced going forward, I think. FISV was buying back more stock than its FCF, growing debt to do so, total debt is $30BN and leverage is over their target 2.5X, they will have higher capex and lower FCF going forward. Classic case of former CEO/CFO squandering …

I believe that iGaming have been punished too much relative to their actual fundamentals. Betsson AB for example is trading at forward PE of 7,7 with EV/EBIT of 6. 10-15% estimated EPS growth going forward with 5% dividend. Insiders are buying and share buybacks are ongoing. There´re more companies within …

Looks more like a repricing of leverage and rate risk as Oracle front loads AI capex with thinner near term FCF and Cerner drag, so watch FCF-to-interest, net leverage, the maturity ladder, and CDS vs peers to judge crack vs cycle noise; you can find more at mr-profit com.

From superinvestor stalking to a 7-stock “tollbooth” watchlist – sanity check? Hey all, I’ve been down a deep rabbit hole recently and would love a sanity check from this sub. **TL;DR:** I started by reverse-engineering long-term successful investors (Li Lu, Guy Spier, Terry Smith, Dev Kantesaria, Chris Hohn etc.), and …

FISV is certainly interesting but the new FISV will be a much lower growth company, mid single digit revenue growth and margins no better than new guidance for this year, and they may take two years to get there, two years of very low growth with higher spending and higher …

Berkeley Group PLC Hi, Check out my writeup. I struggled (a lot!) getting to grips with the UK homebuilders so would appreciate any feedback. Be brutal! [Berkeley Group PLC - by Harshu Vyas - Contrarian Stocks](https://contrarianstocks.substack.com/p/berkeley-group-plc). Also, pasted below (without images - couldn't get them in for some reason): Berkeley …

Our Value algorithm finally selected Fiserv after ignoring its 75% crash for months In late October 2025, Fiserv (FI/FISV) experienced one of the most dramatic single-day crashes in its history, closing down 44% in a single trading session on Q3 earnings miss and guidance cut. It has now dropped 75% …

My love/hate relationship with Hamilton Beach Brands. I’ve decided to admire the company from afar-but not invest. I’m new to value investing. Just three months ago, if you asked me, I would’ve said long-term investing was pointless. I preferred looking at charts all day and holding onto trades for no …

Be aware that there are different methods people use for doing DCF calculations. Buffett doesn't use the exact same model as most academics use. For example, a lot of people here use FCF instead of calculating Owner's earnings, some use their minimum rate of return requirement as the discount rate, …

This is an idea generation post, right? Some that may be worth looking at: J - I think the whacking is overdone. Yes FCF guide was a bit weak, the PA deal is uncertain, the stock was on its highs and didn't blow away numbers or guide way up, so …

21x FCF for oil majors is not "cheap". Fairly valued at best. Your bet here if you buy these capital intensive businesses is that they will become overvalued going forward. In my opinion no tailwind currently exists to justify such bet.

Not sure if Meta still counts as a value play anymore. It’s been over a month since Meta’s Q3, and the stock dropped about 11% after earnings, from around 752 to 666. It slid a bit more mid-month, then bounced back some. Overall, it’s basically flat for the month, sitting …

The comments here are just scratching the surface. No one has taken the time to understand the leasing business, how it is funded, what are the risks to it, etc. Some get scared by the debt, others get scared by the FCF conversion, etc. No one has talked about the …

How to stay disciplined? Folks at r/ValueInvesting, I need some advice on the execution side, on how to stay disciplined. I understand the basics of value investing process - do the research, find a quality company with a real moat, project conservative FCF, and establish a clear buy range. Problem …

GME. low price. profitability trending upward. positive FCF increasing. i could see a rally with any good news

The dividend ones are all fine, IDK about buying into Coke at all time highs, current valuation has a lot of "certainty" priced in. 7% revenue growth, 8% earnings growth, 3% dividend/buyback returns. 24 P/E for reliable 11% returns seems a bit expensive but not awful the valuation could pull …

Their cash flow is fucked and there is a 1-off earnings boost. I'm a bit too lazy to figure out why but while their earnings is $3.8B, their Free Cash Flow is -$163M. So P/FCF of -136. Also their P/E is 6.3 but their forward P/E is 8.3, a 30% …

On Uber: Addressing Insurance Reserves Under Dara, UBER has reached an inflection point. Here I take a look at a recent bear argument regarding Uber's insurance reserves and 'inflated' FCF. Financial statements can be noisy and complicated, especially for businesses that engage in insurance, but if you strip remove the …

Does This 5–10 Year Growth Portfolio Look Solid? AI + Core ETFs I’m planning to reinvest part of my portfolio into a moderate risk “high growth savings” allocation. I’ve run several iterations over the past few weeks and I think this version is close to finalized. The goal is to …

Does This 5–10 Year Growth Portfolio Look Solid? AI + Core ETFs I’m planning to reinvest part of my portfolio into a moderate risk “high growth savings” allocation. I’ve run several iterations over the past few weeks and I think this version is close to finalized. The goal is to …

I pray for the day when people will start posting what the company does and the competitive advantages it has in the market, and not just P/E, forward P/E, trailing P/E, CAPEX and FCF.

>19x forward PE As often is the case, this is adjusted with the stock based compensation. This company pays more than half of their GAAP net income as stock based compensation ($55m SBC and net income is $85m), if you remove this adjustment (because that is a real cost of …

I'm sure they are a good company but I can't make the leap on its valuation. Too much speculation about the future built in. I see 56 P/E, P/FCF of -11(Free Cash Flow has been negative for 5 years), 55 Foreward P/E, 11 P/S, 8.5 Foreward P/S, P/B of 4 …

Ya know. It's fair to say that yes, ASICs are doing different things from Nvidia GPUs and CUDA. However. It is already a customer concentration risk for Nvidia that a big majority of their revenue is from 5 customers. And also that 3 of those xustomers, (AWS, google, Microsoft) are …

Because they will bear a huge amount of risk for the benefit of OpenAI. They will spend >$25b per year to build out several massive datacenters which will be leased entirely to OpenAI. If OpenAI changes plans or cannot afford to lease these, ORCL is stuck with the assets and …

lmao Intel up 10% and nobody knows why until the Apple rumor drops mid-session. Classic. So basically Ming-Chi Kuo (the leaker who's actually credible) says Apple might use Intel's 18A node to fab their low-end M chips starting 2027. Not designing chips FOR Apple like the old days—just manufacturing Apple's …

11x P/E and generating an absurdly high FCF yield. That’s the justification (from the bulls).

Thoughts on my stock picks? Hi all, I’ve been picking stocks for about 5 years now mainly as a hobby since I mostly index invest(even though the below feels like an index lol) so my research isn’t super thorough on each pick. Hoping some of them will be a refreshing …

Is Cigna Stock Undervalued? I recently opened a position in Cigna at around $260 and I still think there could be a value opportunity here. Here is some of my personal analysis (some numbers may be slightly off as I made these calculations last week): Market Cap: $69.75B Revenue Q3 …